Plaid is an application development software designed to allow applications to connect with the bank accounts of users, providing them with access to banking data while reducing risk and validating ownership of such accounts. It is used by companies such as Venmo, Robinhood, Coinbase, Betterment, and Acorns, among other secure institutions as a means to verify users’ identities and transactions. For more information, please visit Plaid’s site (https://plaid.com/security/)